ROI Calculator

Calculate Return on Investment, analyze investment performance, and compare different investment scenarios.

Calculate ROI

Enter your investment details to calculate return on investment and performance metrics

$

Amount initially invested

$

Current or final value

Duration of the investment

Additional Costs & Income

$

Fees, maintenance, etc.

$

Dividends, rent, etc.

Analysis Options

ROI Result

Enter investment details

to see ROI results

Understanding ROI

ROI Formula

Basic ROI Formula:

ROI = [(Final Value - Initial Investment) / Initial Investment] × 100

Annualized ROI Formula:

Annual ROI = [(1 + ROI)^(1/Years) - 1] × 100

Key Insights

  • Positive ROI indicates profitable investment
  • Negative ROI means investment lost money
  • Time matters - Always consider investment period
  • Compare to benchmarks like S&P 500 for context

Industry ROI Benchmarks

Technology

Software20-50%
Hardware15-30%
Startups50-200%
AI/ML30-100%

Real Estate

Residential8-12%
Commercial10-15%
REITs12-18%
Development15-25%

Manufacturing

Consumer Goods12-20%
Industrial10-18%
Automotive8-15%
Pharmaceutical15-25%

Retail & Services

E-commerce20-40%
Restaurants15-25%
Consulting25-50%
Franchise10-20%

ROI Calculator FAQs

What is a good ROI percentage?

A good ROI depends on the investment type and risk. Generally, 7-10% is good for low-risk investments, 10-15% for moderate risk, and 15%+ for high-risk investments. Always compare to relevant benchmarks.

What's the difference between ROI and annualized ROI?

ROI shows total return over the entire period, while annualized ROI shows the average return per year. This allows comparison between investments with different time periods.

Should I include additional costs in ROI calculation?

Yes, for accurate ROI, include all relevant costs like fees, maintenance, and taxes. This gives you the true net return on your investment.

How does inflation affect ROI?

Inflation reduces purchasing power. A 10% ROI with 3% inflation gives a real return of about 7%. Always consider real (inflation-adjusted) returns for long-term investments.

What is considered a successful investment?

A successful investment typically beats inflation, exceeds relevant benchmarks (like S&P 500 for stocks), meets your personal financial goals, and aligns with your risk tolerance.

Related Calculators